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Healthcare Made Affordable
Cover Your Family (Up to 7 people) for $149per month. That is less than$22/mo. per person!
OptimalMD Prime is the modern, private way for families to get all their everyday healthcare in one place with your core health services provided not only to manage sickness, but to optimize your health where insurance plans fall short. OptimalMD includes 3,900+ labs, and 1,100+ medications and unlimited doctor telehealth visits for $0 out-of-pocket, all under a simple monthly membership instead of unpredictable insurance bills.
What does your family really need to feel covered—quick help for colds and infections, reliable care for diabetes or hypertension, plus affordable access to labs, medications, and wellness programs without surprise costs or prying eyes? OptimalMD is a Private Healthcare Network, not insurance, that gives your family direct access to board‑certified doctors, still use your current pharmacy, and diagnostic labs from LabCorp and Quest Diagnostics so you stay in control of your health and your money.
$1,788 Annually
$149 Per Month, Per Household/Family
Unlimited Telehealth
Access board-certified physicians as often as you need for both acute care and traditional primary care.
No visit limits, no restrictions, unlimited use.
3,900+ Lab Tests
Comprehensive lab testing included from LabCorp or Quest Diagnostics. Tests include more than routine panels. Advanced diagnostics allow better outcomes.
1,100+ Medications
Access to commonly prescribed medications at no cost. Covers acute and chronic conditions with no restrictions for pre-existing conditions.
My AI Doctor™
OptimalMD combines a proven artificial intelligence diagnostic system with immediate access to board-certified physicians, delivering faster and more accurate care than traditional telemedicine services.
Behavioral Health Included
Offering virtual talk therapy with state licensed therapists and access to advanced mental health needs as required, all delivered confidentially through the same telehealth platform.
13 Specialists Available
Virtual access to 13 medical specialties—including women’s health, pediatrics, endocrinology, dermatology, sports medicine, allergy, and more. Members can consult directly with specialists without referrals, copays, or network restrictions.
How Does It Work?
OptimalMD replaces traditional insurance with direct, private access to care. We've reimagined healthcare delivery to eliminate the barriers, bureaucracy, and uncertainty that plague traditional insurance models. Our members enjoy comprehensive medical services without the frustration of prior authorizations, claim denials, or surprise bills.
How Does It Work? We made it simple.
Unlimited Access
Connect with board-certified physicians whenever you need care — no appointment delays, no gatekeepers, just direct access to medical expertise across more than 13 specialties.
Complete Transparency
One predictable monthly rate covers your core healthcare needs. No copays. No deductibles. No paperwork. No hidden fees. Just straightforward, honest pricing.
Total Privacy
Your health information stays between you and your care team. We never report to employers or insurance companies, giving you complete confidentiality and peace of mind.
Unlimited Virtual Visits
24/7 access to physicians via urgent care, primary care and more. Choose the doctor that is right for you.hat
13+ Medical Specialties
Expert care without an appointment. Message different specialists to verify your health questions.
1,100+ Free Medications
Most prescribed medications included at $0 and brand name drugs at incredible discounts.
3,900+ Diagnostic Labs
Zero-cost testing for advanced labs from basic panels to hormone and thyroid testing, cancer screening and so much more!
Concierge Care Coordination
Personal navigation team helps answer your questions, get your tests and medications ordered and helps with appointments.
Why Choose OptimalMD?
Traditional health insurance often buries families in premiums, deductibles, and red tape before real care ever begins. OptimalMD Prime replaces that complexity with a straightforward private healthcare network that gives you direct access to quality care without insurance company interference.OptimalMD-Pricing-and-Value-Proposition.pdf
With Prime, you are not just buying a health plan; you are partnering with a dedicated care team focused on your long‑term wellbeing. Every member gets personalized attention, rapid access to specialists, and the freedom to get care without worrying about networks, prior authorizations, or claim approvals.
1
Complete Care Without Barriers
Get the full spectrum of medical services without ever getting stuck in an insurance network maze. There are no prior authorizations, no claim denials, and no gatekeepers—just direct, on‑demand access to the care you need, exactly when you need it.
2
Transparent Monthly Pricing
Know exactly what you will pay every month with one simple, all‑inclusive membership and no surprise bills or hidden fees. This clear, upfront pricing model removes financial guesswork and helps eliminate the stress and anxiety that come with traditional medical costs.
3
Board-Certified Physicians
Connect with board‑certified doctors in minutes through OptimalMD’s virtual platform, instead of waiting days or weeks for an appointment. Get expert answers, diagnoses, and prescriptions fast, so you are not left sitting in pain or uncertainty while the system catches up.
4
Privacy & Protection
Your medical information never gets reported to employers or insurance companies. We maintain strict confidentiality protocols, ensuring your health data remains private and secure.
5
Family Coverage for Up to 7 Members
Protect your entire household with comprehensive care that scales with your family's needs. Coordinated care for everyone under one membership.
6
Diagnostic Labs and Medications for $0
We want you to be the healthiest version of you. We offer $0 diagnostic labs and the most commonly prescribed drugs that protect and guide your care plan to be your healthiest self.
Your healthcare. Your privacy. Your choice—and with OptimalMD, you finally get all three in one simple, private healthcare experience.
24/7 Virtual Care
Healthcare emergencies and health concerns don't operate on a 9-to-5 schedule. That's why OptimalMD Prime provides round-the-clock access to board-certified physicians who can diagnose, treat, and prescribe medications for hundreds of conditions — all from the comfort and privacy of your home.
Our comprehensive virtual care platform delivers immediate medical attention whenever you need it. Whether you're dealing with an urgent illness at 3 AM, managing a chronic condition, or seeking specialized care for mental health or dermatology, our medical team is standing by to provide expert guidance and treatment.
Urgent Care (24/7/365)
Connect instantly with emergency medicine physicians who can diagnose and treat over 300 common conditions including infections, injuries, allergies, and acute illnesses. Fast relief when you need it most.
Primary Care
Build an ongoing relationship with dedicated primary care physicians who provide preventive care, chronic disease management, wellness checkups, and coordinate your overall health strategy.
Dermatology
Upload photos of skin conditions and receive expert dermatological evaluation and treatment within 72 hours. Address rashes, acne, moles, and other skin concerns without an in-person visit.
Talk Therapy
Access unlimited sessions with licensed therapists who provide compassionate mental health support for anxiety, depression, stress, relationships, and life challenges in a completely confidential environment.
Psychiatry & Psychology
Receive private virtual care for mental wellness including psychiatric evaluations, medication management, and psychological counseling tailored to your individual needs.
Pet Health
Extend quality healthcare to your furry family members with virtual veterinary consultations for your pets' health concerns, providing peace of mind for the entire household.

Weight Loss Program Available: Add GLP-1 weight management with Semaglutide or Tirzepatide from $89 per month for medication only to $249/month for our complete physician-supervised, prescription-based weight loss support.
Expert Access On-Demand
OptimalMD Prime eliminates the traditional healthcare bottleneck of referrals and specialist wait times. Our members enjoy direct access to medical experts across a comprehensive range of specialties — no referral needed, no months-long waits, no bureaucratic obstacles between you and specialized care.
Every specialist in our network is board-certified and committed to providing personalized, attentive care through our secure virtual platform. Whether you need a quick consultation for a specific concern or ongoing specialized treatment, our experts are ready to deliver the highest quality medical guidance.
General Practice
Comprehensive primary care
Dentistry
Oral health consultations
Psychology
Mental health support
Women's Health
Specialized care for women
Pediatrics
Expert care for children
Nutrition
Dietary guidance & planning
Endocrinology
Hormone & metabolic health
Sports Medicine
Athletic injury & performance
Dermatology
Skin condition treatment
Ophthalmology
Vision & eye health
Allergy & Immunology
Allergy diagnosis & treatment
Alternative Medicine
Holistic care approaches
Pharmacology
Medication management
All specialties are included in your membership — no extra costs, no referrals required, no waiting for approvals. Simply message or schedule a consultation with the specialist you need and receive expert medical care on your schedule.
Smarter Pharmacy Benefits
Prescription medications should be simple and affordable, not a financial shock or a paperwork project.
OptimalMD rewrites the pharmacy experience by cutting out insurance middlemen and negotiating directly with manufacturers and national pharmacy networks, so members get real savings instead of confusing copays. Our OptimalRx Benefits include:
We've partnered with major pharmacy chains nationwide to ensure convenient access wherever you are. Whether you prefer CVS, Walgreens, Walmart, H-E-B, or Costco, your OptimalMD prescription benefits work seamlessly at the pharmacy you trust. Our system integrates directly with your provider consultations, so prescriptions are sent electronically and ready for pickup within hours.
1,100+ Free Generic Medications
Approximately 90% of all prescriptions are covered at zero cost, including antibiotics, blood pressure medications, diabetes treatments, and common chronic disease management drugs.
5,000+ Discounted Brand-Name Drugs Under $15
Access thousands of brand-name medications at deeply discounted prices that rival or beat insurance copays, without the hassle of formulary restrictions or tier systems.
Every FDA-Approved Drug Available
Even specialty medications not covered in our free or discounted tiers are available at negotiated rates, often 40-70% below retail pricing.
Nationwide Pharmacy Network
Fill prescriptions at over 70,000 locations including CVS, Walgreens, Walmart, H-E-B, Costco, and most independent pharmacies across all 50 states.
Optional Wellness Products
Access pharmaceutical-grade peptides, supplements, and GLP-1 weight loss medications at member-exclusive pricing for comprehensive health optimization.
Comprehensive Lab Network
Diagnostic testing is essential for accurate diagnosis, preventive care, and chronic disease management. OptimalMD Prime includes access to thousands of lab tests at zero cost — eliminating one of the most unpredictable and expensive aspects of traditional healthcare.
Our lab network partners with LabCorp (our nations largest diagnostic laboratory to provide convenient testing locations in virtually every community. Members can schedule tests online, walk into participating locations without appointments, and receive results securely through our digital portal — usually within 24-48 hours.
From routine wellness screenings to specialized diagnostic panels, our comprehensive lab coverage ensures you and your care team have the information needed to make informed health decisions. No more avoiding necessary tests because of cost concerns or insurance approval delays.
3,900+ Zero-Cost Lab Tests
Access thousands of diagnostic tests without copays or deductibles, including routine and specialized panels that provide crucial health insights.
Complete Blood Panels
Comprehensive testing including A1C for diabetes monitoring, thyroid function, lipid profiles for heart health, liver and kidney function, and complete blood counts.
Advanced Diagnostic Screening
Toxicology screening, DNA testing, hormone panels for metabolic health, cancer markers, and specialized panels for autoimmune conditions and nutritional deficiencies.
Nationwide Lab Access
Integrated partnerships with Quest, LabCorp, and regional laboratory networks provide convenient testing locations throughout the United States with walk-in availability.
Your OptimalMD physicians can order any necessary lab work directly through our platform, and you'll receive instructions for the nearest convenient testing location. Results are automatically shared with your care team and available to you through your secure member portal.
24/7 Care Coordination
Healthcare should feel guided, not overwhelming.
OptimalMD gives every family a built‑in care coordination team that acts as a personal healthcare concierge and advocate, so you never have to navigate the system alone. From booking appointments and finding affordable in‑person specialists to arranging labs, imaging, and follow‑ups, your team connects all the dots of your care at prices often 60–80 percent below retail.
Behind every OptimalMD Prime membership is a care coordination team that quietly orchestrates your entire healthcare journey, so nothing falls through the cracks. They link your virtual visits, lab results, specialist input, and in‑person services into one seamless experience, removing the friction and fragmentation families are used to.
Whether you are managing diabetes or thyroid disease, looking for an affordable imaging center, or wanting coaching on nutrition, fitness, or lifestyle changes, your coordinators provide personalized guidance every step of the way.
Schedule Labs & Diagnostic Tests
We coordinate all lab work and diagnostic imaging, finding convenient locations and handling scheduling logistics so you can focus on your health.
Find Affordable In-Person Specialists
When you need in-person care, we connect you with quality specialists who offer OptimalMD members pricing up to 80% below retail rates — no insurance markup.
Chronic Care Management
Ongoing support for diabetes, thyroid conditions, obesity, mental health, and other chronic diseases with coordinated treatment plans and regular monitoring.
Lifestyle Coaching
Personalized guidance on nutrition, fitness, stress management, hormone balance, and preventive wellness strategies to optimize your long-term health.
Think of care coordination as having a healthcare concierge who knows the system inside and out. They're available 24/7 to answer questions, provide guidance, and ensure you're getting the right care at the right price, every step of the way.
Total Privacy. Real Control.
In an era of data breaches and privacy concerns, your medical information deserves the highest level of protection. OptimalMD was built from the ground up with privacy as a fundamental principle, not an afterthought. Unlike traditional insurance-based care, your health information never gets shared with employers, insurance companies, or third-party databases such as the Medical Information Bureau (MIB) who can significantly impact your future healthcare options and cost.
We understand that true healthcare autonomy requires confidentiality. Many people avoid seeking care for sensitive conditions because they fear their employer or insurance company will find out. With OptimalMD, you can seek treatment for mental health concerns, sexual health issues, substance use, or any other private matter with complete confidence that your information remains between you and your care team.
Our platform meets and exceeds HIPAA compliance standards. Every aspect of our technology infrastructure is designed to protect your information using bank-level encryption and rigorous security protocols.
100% Confidential Care
Your medical visits, diagnoses, prescriptions, and lab results are never reported to employers, insurance companies, or medical information bureaus. What you discuss with your providers stays private.
HIPAA & Cybersecurity
We maintain the highest industry standards for healthcare data protection with third-party validated security protocols and compliance certifications you can trust.
Secure Mobile Application and Digital Member Portal
Access your complete health records, visit history, lab results, and prescriptions through our encrypted member portal available 24/7 from any device.
Complete Data Control
You own your health information and control who has access. Share your records with specialists or other providers only when you choose to, giving you unprecedented control over your medical data.
Your health information belongs to you — not to employers, insurance companies, or databases. OptimalMD keeps it that way.
OptimalMD + Cafeteria Plans: Tax-Efficient Everyday Care
OptimalMD as a Section 125 Cafeteria Plan Benefit
What It Is
  • Cafeteria Plans (Section 125) let employees choose benefits from a menu and pay with pre-tax dollars
  • OptimalMD fits naturally into this structure as an everyday-care membership option
  • Employees can direct cafeteria dollars to OptimalMD Prime instead of traditional insurance
Tax Advantage
  • Contributions to OptimalMD paid through pre-tax cafeteria funds reduce taxable income
  • Immediate tax savings for the employee (lower federal, state, and payroll taxes)
  • No tax penalties or compliance issues—OptimalMD qualifies under IRS guidelines
The Strategy
  • Employee pairs a high-deductible or lean major-medical plan with OptimalMD Prime
  • OptimalMD handles: everyday care, medications, labs, specialist access (80–90% of typical needs)
  • Major-medical or HSA-compatible plan handles: hospitalizations, emergency surgery, catastrophic events
Real-World Benefit
  • Employee gets comprehensive everyday care for $149/month using pre-tax dollars
  • Reduces actual out-of-pocket cost even further when tax savings applied
  • No cost barrier to routine visits, medications, or lab testing
  • Employer doesn't add claims volume to group health plan
Why It Works
  • Employers already have cafeteria plan infrastructure—easy to add OptimalMD to the menu
  • Employees maintain their choice (pick OptimalMD or traditional plan)
  • Claims-free, predictable costs for the employer
  • Supports the philosophy of "Healthcare Made Affordable" through tax-smart structuring
Bottom Line
  • OptimalMD Prime + Cafeteria Plan = affordable access to doctors, meds, and labs with real tax savings
  • Seamless fit for employers wanting to innovate benefits without overhaul
  • Employees use government-approved pre-tax dollars for care they actually use every day
How to Use Your Membership
Getting started with OptimalMD Prime is remarkably simple. We've eliminated the bureaucratic obstacles that make traditional healthcare so frustrating. No lengthy applications, no medical underwriting, no waiting periods — just instant access to comprehensive care the moment you become a member.
Using your membership is intuitive and straightforward. Whether you need urgent care at 2 AM or want to schedule a routine checkup, our platform makes accessing care as easy as sending a message or clicking a button. Your entire family can use the same membership, with each member maintaining their own private health records and care relationships.
Join Online
Sign up instantly at OptimalMD.com with no medical questions, no ID verification, and no approval process. Your membership activates immediately upon enrollment, giving you instant access to care.
Request Care
Log into your member portal and choose the type of care you need — urgent care for immediate concerns, primary care for ongoing health management, or specialty consultations for specific conditions.
Get Diagnosed & Treated
Connect with board-certified providers via secure video or messaging. They'll diagnose your condition and send prescriptions electronically to your preferred pharmacy within minutes.
Access Lab Services
When testing is needed, your provider orders labs through our system. You'll receive instructions for the nearest convenient location, often with same-day walk-in availability.
Follow Up Anytime
Revisit your care team whenever needed with unlimited follow-up consultations. Your providers maintain your complete health history, ensuring continuity and personalized care over time.
Coordinate Major Services
For imaging, procedures, or in-person specialist visits, connect with our care coordination team who will arrange services at dramatically reduced pricing — typically 60-80% below retail rates.
Your member portal at portal.optimalmd.com serves as your healthcare command center. Access your visit history, view lab results, review prescriptions, message your care team, and schedule appointments — all in one secure, user-friendly platform available 24/7 from your computer or mobile device.
The Value Advantage
OptimalMD Prime represents a fundamental shift in how Americans can access and pay for healthcare. By eliminating insurance company interference and administrative overhead, we deliver dramatically more value at a fraction of the cost of traditional coverage.
Most American families spend $15,000-25,000 annually on health insurance premiums, deductibles, and copays — yet still face surprise bills and coverage denials when they need care most. OptimalMD Prime members typically spend 60-80% less while enjoying unlimited access, complete privacy, and predictable costs.
The value extends beyond direct cost savings. Consider the peace of mind of knowing you can access care anytime without worrying about whether a visit will be covered, whether you've met your deductible, or whether you'll receive a surprise bill weeks later. Consider the time saved by avoiding insurance paperwork, claim submissions, and coverage appeals.
80%
Cost Savings
Compared to traditional insurance premiums and out-of-pocket expenses for similar coverage levels
1,100+
Free Medications
Generic prescriptions included at zero cost, covering approximately 90% of common prescriptions
24/7
Unlimited Access
Round-the-clock availability of board-certified physicians across 13+ medical specialties
100%
Privacy Protection
Complete confidentiality with no reporting to employers or insurance companies
For families tired of paying more for less, for individuals seeking genuine privacy in their healthcare, and for anyone frustrated with the complexity and unpredictability of traditional insurance — OptimalMD Prime offers a better way forward. More care, less cost, no surprises.
More care. Less cost. No surprises.
OptimalMD Prime members pay a predictable monthly rate for unlimited health access — typically 60–80% less than traditional insurance while enjoying total privacy and flexibility.
Try It Now. Risk-Free.
We're confident that once you experience OptimalMD Prime, you'll wonder how you ever managed with traditional insurance. That's why we make joining completely risk-free with no contracts, no long-term commitments, and no penalties for canceling.
Unlike insurance plans with annual enrollment periods and twelve-month commitments, OptimalMD gives you complete flexibility. Try the service for a month. Use it for your family's healthcare needs. Experience the convenience of 24/7 access, the relief of transparent pricing, and the peace of mind that comes with genuine privacy protection.
If OptimalMD Prime doesn't meet your expectations, simply cancel — no questions asked, no cancellation fees, no hassles. But we're confident you'll discover that our model represents the future of healthcare: direct, transparent, affordable, and designed around your needs rather than insurance company profits.
No Contracts
Month-to-month membership with zero long-term commitment or binding agreements
Cancel Anytime
Leave whenever you choose with no penalties, fees, or complicated cancellation processes
Use Instantly
Access care immediately after sign-up with no waiting periods or approval delays
Always in Control
You decide when to use services, which providers to see, and whether to continue membership
Ready to experience healthcare designed for you?
Join thousands of Americans who have discovered a better way to access quality medical care. Visit www.optimalmd.com today and start your journey toward stress-free, affordable, private healthcare.
At OptimalMD, you're always in control. No contracts or long-term commitment. Cancel anytime. Use instantly after sign-up. Experience the future of healthcare today — transparent, predictable, and designed around your life.